Tuesday, November 29, 2016

Hlakanipha ngemali yakho no Nhlanhla Dlamini

Isihloko sanamuhla sithi iziphi izindlela ongalungiselela ngazo umhlala phansi
Ngenkathi edlule sthe wonkumuntu mele abenayo I retierement annuity kanye ne life cover.sikubalile la usizakala khona,sabala ukuthi imali leyo yandisa iholo uma usuthathe umhlala phansi kuretirement kanti I life cover izokusiza mangase ungafiki kwi retirement usasebenza ngenxa yokukhubazeka noma ukufa.
Kukhona ke nomkhuba owandile woku resigner kwabasebenzi okwenza ukuthi kubenzima.uma uresigner emsebenzini.itax iyaye ibenkulu.kanti futhi angigcizelele mlandeli we newsblog ukuthi uma usondele kumhlala phansi ziningi izinto okumele uzibheke,okungabalwa kukho ukukhokhela zonke izikoloti onazo,ukubheka amapolisi ongeke uwakhokhele uma usuthathe wona belu umhlala phansi.
Ukwenaba lapho Mfikaluvuno,akhona amapolicy othi ma uretire mhlampe I funeral cover kwenziwe lento phecelezi premium paid up meaning usuke usenayo leyo policy kodwa ungasakhokhi.
Manje ke okunye uma ususondele ekuthatheni umhlala phansi usuke unomsebenzi omkhulu wokubuyekeza amaqhinga owenzile ukuze wenze impilo yakho ibelula ngenkathi usphuma emsebenzini.kukhona ke lama policy abizwa ngegroup scheme esivamise ukuwahlelelwa umqashi.amanye awo awakuvumeli uqhubeke nokuwakhokhela uma usuthathe umhlala phansi,
So ke kobaluleka ukufuna lawo azoqhubeka nawe,amanye ama plolisi akho azothi ke ngoba uskhulile noma usuya ngasekukhuleni.azonciphisa icover lokho okwenza futhi ubheke ukuthi ungakhona yini ukumelana nesimo esinjalo.
Asikhumbuze ke abathandi be newsblog ukuthi uma uhlala phansi kwi pension onayo.kesithi uno 2million Rand.kwenzeka kanje
Step 1.uthola I lumpsum ka 1/3 okuwu R700 000 obese kusala 2/3 ongu R1 300 000.
Step 2 lowo R1 300 000 iwona ke oyodla amankonyane awo uze ufe.
Step 3.umake usufile iyaye ikhishweke leyo mali inikwe lababantu aba nominatwe uwe kwi pension.kanye nama dependants.
Kubalulekile ukuthi ubheke kwi pension yakho ukuthi ama nominees nama dependents abhaliseke ngendlela yini ngoba inking aiqala uma kunabantu abebe ngabhalisiwe okuthi uma sebevela usufile.labo baphathi be pension bese bethi ukuzindela nokufuna ukuthi ngabe bakhona yini abangasala ngaphandle.
Kuningi esingakusho,sincane isikhathi.uma unombuzo unga commenta ngombuzo lowo,ngokuphendula khona la kwi newsblog.

1 comment:

Ankel Gee said...

Thanks for an interesting article it's a good read... very informative ,kubalulekile ukufunda... let's feed our minds.

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